New York has passed a COVID-19 Emergency Eviction and Foreclosure Prevention Act. No foreclosure action may be initiated until at least May 1, 2021 if a borrower submits a hardship declaration to the foreclosing party. In December 2020, New York passed the COVID-19 Emergency Eviction and Foreclosure Prevention Act. At that time, the act stopped…
SCTPVA introduces TPLEAS The Suffolk County traffic parking and violations agency (SCTPVA) recently started using a new system called TPLEAS. This system is an Online Dispute Resolution system for certain traffic tickets. A court clerk told me that SCTPVA recently mailed out 25,000 notices which looked something like the below notice. The SCTPVA sent these…
Landlord tenant eviction & bankruptcy If you are facing an eviction, call an experienced attorney right away to protect your rights. Call Ronald S. Cook, Esq. 1-888-275-2620 When a landlord starts the eviction process, a tenant can use bankruptcy to deal with the eviction. The timing of things is very important. A tenant should retain…
“Cutting a deal with creditors” A credit card collection agency was calling an individual non-stop seeking a payment on an old debt. The individual asked me to contact the creditor to try to negotiate a settlement. I was able to get the creditor to accept a significant discount to resolve the debt. That is not…
Crazy High E-ZPass Fees I have had many people contact me to discuss very high E-ZPass fees. Suppose you drive over a bridge where there is a $10 fee. Something goes wrong with E-ZPass billing and they charge you an ADDITIONAL $100 for each time you went over the bridge. You eventually receive an invoice…
Automobile Lease Return Problems! I have had several people call me with an automobile lease return problem. During Covid-19, the dealership was not open to take back the leased automobile on the due date. Drivers were told to return the automobile later, and that no additional fees would apply. Later, when the dealer took the car…
Exempt Income Protection Act (EIPA) Was your New York bank account frozen? In New York, certain amounts and type of funds are protect from being frozen in a bank account in reference to the collection of private debts. In 2008, the New York state legislature found that in some instances, creditors were pursuing funds that…
A bank account can be frozen because a creditor has a judgment against you. However, a bank account can be frozen for other reasons. Problem one: What if you paid money to an individual or business, and then you learn their bank account was “frozen” because the bank “thinks” there was some kind of fraud…
If bankruptcy MIGHT be in your future, here is what you should do now: If you’ve lost your job or struggle to pay your debt, you may need to file for bankruptcy. If that’s the case, you should ignore some common financial advice and start thinking defensively. The coronavirus pandemic that upended the economy is…
Executive Order 202.42 WHEREAS, on March 7, 2020, I issued Executive Order Number 202, declaring a State disaster emergency for the entire State of New York; and WHEREAS, both travel-related cases and community contact transmission of COVID-19 have been documented in New York State and are expected to continue; NOW, THEREFORE, I, Andrew M. Cuomo,…
